
The Step-by-Step Process of Buying Property in Northern Cyprus
Buying property in Northern Cyprus can be a rewarding and straightforward experience—when you understand the procedure and work with professionals who ensure every step is handled correctly. Below is a clear, accurate guide to the full process and how Karox Homes supports you throughout.
1. Initial Consultation and Defining Your Goals
The journey begins with understanding what you want:
Are you buying for investment, residency, retirement, or seasonal use? Which areas appeal to you—Kyrenia, Iskele, Famagusta, Esentepe, or the countryside? What is your budget and preferred payment plan?
How Karox Homes helps:
We discuss your goals, explain different regions, present realistic options, and build a clear profile based on your needs.
2. Property Search and On-Site Viewings
Once your preferences are clear, you start exploring available properties. This includes visiting completed homes, under-construction projects, and off-plan developments. You evaluate location, build quality, developer reputation, surrounding infrastructure, and rental potential.
How Karox Homes helps:
We shortlist the best options for you, organize private viewings, provide detailed project comparisons, and give honest insights about each location and developer.
3. Legal Due Diligence and Independent Lawyer
Before signing anything, due diligence is essential. A licensed lawyer checks:
- Type of title deed
- Whether the land has any charges or debts
- Zoning and construction permits
- Developer’s authorization
- Contract compliance with TRNC property law
Foreign buyers must apply for a Purchase Permit from the Council of Ministers.
How Karox Homes helps:
We introduce you to trustworthy, English-speaking lawyers, prepare all documentation, and ensure each legal requirement is fully met.
4. Reservation and Signing the Sales Contract
When you choose a property, you normally pay a reservation fee to hold it. Then, a Sales Contract is drafted, reviewed, and signed by all parties. The contract includes the payment plan, specifications, delivery timeline, and obligations of both buyer and seller.
How Karox Homes helps:
We supervise the contract drafting, negotiate terms in your favor when possible, ensure full clarity, and guide you through payments safely and transparently.
5. Land Registry Registration
Once the Sales Contract is signed, it must be registered at the District Land Registry within a legally defined period (typically within 21 days). Registration gives the buyer strong legal protection against third parties.
How Karox Homes helps:
We coordinate with your lawyer to ensure the contract is registered on time and all documents are submitted correctly.
6. Purchase Permit Application
Foreign buyers must obtain a Purchase Permit from the Council of Ministers to transfer the title deed to their name. This step requires background checks, property inspection, and legal verification by authorities. The approval process can take several months.
How Karox Homes helps:
We organize all paperwork, track the application progress, keep you updated, and ensure nothing delays your approval.
7. Construction Progress and Inspections (for Under-Construction Projects)
If you buy an off-plan or under-construction unit, you will receive construction updates and may inspect the property at different stages.
How Karox Homes helps:
We regularly check progress, take site photos/videos for overseas clients, verify build quality, and ensure the developer honors agreed specifications.
8. Final Payment and Property Handover
When the property is ready—or when the final payment becomes due—you receive your keys, occupancy rights, and delivery documents. Utilities such as water and electricity must be transferred or activated.
How Karox Homes helps:
We assist with utility setup, snagging inspections, key handover, and confirming that the property is delivered exactly as agreed.
9. Title Deed Transfer (Koçan)
Once your Purchase Permit is approved, the title deed can be transferred into your name at the Land Registry Office. This is the final legal step that makes you the official and permanent owner of the property.
How Karox Homes helps:
We accompany you to the Land Registry, help with taxes and fees, and ensure the deed is transferred smoothly and securely.
10. After-Sales Services and Long-Term Support
Owning a property abroad comes with responsibilities. These include annual taxes, site maintenance fees, renting your property, or preparing it for resale in the future.
How Karox Homes helps:
We provide ongoing support including:
- Rental management services
- Property management and maintenance
- Assistance with furnishing and interior design
- Guidance on annual taxes and ownership obligations
- Resale strategies when you plan to exit your investment
Conclusion
Buying property in Northern Cyprus is a clear and structured process—when guided properly. With professional support, transparent legal steps, and careful verification, buyers can enjoy a safe investment and a beautiful home in one of the Mediterranean’s most attractive regions.
Karox Homes is committed to making your purchase seamless, secure, and enjoyable. From the first viewing to title deed transfer and long-term management, we stay with you every step of the way.







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